Build financial security today for a secure retirement tomorrow.

Great rates, savings or certificate options, potential tax advantages and federally insured up to $250,000. 

Open Account Online     Rates

Choose from 3 types of IRA’s:

  • Traditional IRA’s allow for qualifying deposits that may be free from federal taxes until you withdraw the funds.
  • Roth IRA’s allow you to deposit after-tax money and enjoy tax-free earnings until you withdraw the funds.
  • Education (Coverdell) IRA’s allow deposits of after-tax money in a tax-deferred plan to save funds for a child’s higher education.  You can contribute to an account to pay for qualified expenses.

Choose your savings plan.

  • IRA Share Savings work similarly to a share savings account. There is no minimum balance requirement to open the account and deposits can be made at any time. Competitive dividends are compounded and paid monthly.
  • IRA Share Certificates work like share certificate accounts with pre-determined terms of 1 year, 2 years or 3 years. Share Certificates can be opened with as little as $1,000. Lock in competitive rates with dividends compounded and paid monthly.
  • Federally insured by NCUA up to $250,000
  • Apply online or call 225-927-1900 or 888-281-8485 to open your IRA today!



IRA Monthly Highlight: Roth IRA vs. Traditional IRA

How does a Traditional IRA differ from a Roth IRA? Which one is right for you? Once you know the answer to the first question, you may be able to answer the second.

View our Roth vs. Traditional IRA Brochure