Deposit Rates

 

Savings & Checking Accounts

Account TypesMinimum Balance to Earn DividedAPY*
Regular Shares$25,000
$7,500
$100
0.15%
0.10%
0.10%
Holiday Club$00.10%
Advantage Checking$0 - $10,000
$10,001
2.53%
0.15%

Share Certificates

Share Certificates can help you earn a higher rate of return on your investment.

Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step.

*$500 minimum on 3 month and 15 month term.

Minimum BalanceTermsAPY*Step-Up Option
$75,0004 years
3 years
2 years
15 months
1 year
6 months
3 months
4.23%
4.18%
4.07%
4.50%
3.82%
2.89%
3.04%
Available
Available
Available
$1,0004 years
3 years
2 years
15 months
1 year
6 months
3 months
4.02%
3.97%
3.92%
4.50%
3.50%
2.78%
3.04%
Available
Available
Available

Starter Certificates

Different from other certificates, with a Starter Certificate, you may continue to add funds through your payroll, allowing you to continue to grow your savings!

Rate changes monthly, rate based on the Federal prime rate calculated monthly on balances up to $3,000. Rate adjusts to regular savings rate on balances over $3,000.

Minimum BalanceTermsAPY*
$5012 months3.56%
$3,00012 months0.10%

Individual Retirement Accounts (IRA)

IRA TypesTermsAPY*
IRA Certificate3 years4.18%
IRA Certificate2 years4.07%
IRA Certificate1 year3.82%
IRA Share Balances: $0.00 - $3,000n/a0.75%
IRA Share Balances: $3,001+n/a0.25%

Rates as of January 27, 2023

*SAVINGS DISCLOSURE INFORMATION