Deposit Rates

Savings & Checking Accounts

Account TypesMin. Balance to Earn DividedAPY*
Regular Shares$25,000
$7,500
$100
0.30%
0.20%
0.10%
Holiday Club$00.15%
Advantage Checking$10,001
$0 - $10,000
0.10%
3.25%

Share Certificates

Share Certificates can help you earn a higher rate of return on your investment.

Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step.

Minimum BalancesTermsAPY*Step-Up Option
$75,0004 years
3 years
2 years
1 year
6 months
2.90%
2.80%
2.60%
2.40%
1.30%
Available
Available
Available
$1,0004 years
3 years
2 years
1 year
6 months
2.90%
2.80%
2.60%
2.40%
1.30%
Available
Available
Available

Variable Share Certificates

Rate index is the 52-week US Treasury Bill rate for certificates $75,000 or more and the 26-week US Treasury Bill rate for certificates under $75,000.

Minimum BalanceTermsAPY*
$75,0004 years
2 years
2.62%
2.62%
$1,0004 years
2 years
2.59%
2.59%

Individual Retirement Accounts (IRA)

IRA TypesTermsAPY*
IRA Certificate3 years2.90%
IRA Certificate2 years2.60%
IRA Certificate1 year2.40%
IRA Sharesn/a0.30%

Rates as of November 1, 2018

*SAVINGS DISCLOSURE INFORMATION