Personal Loans


How Low Can Your Rate Go

with a Step Down Personal Loan?

Get rewarded for making your payments on time by reducing your interest rate for up to 3 years in a row!

Personal Loans are great for:

  • Debt consolidation
  • Home Improvements
  • Back to School expenses
  • Holiday expenses
*Normal Eagle Federal rates and underwriting apply. Rate lowered by 1% APR on October 1st of the next 3 subsequent years providing on-time payments are made in the preceding 12 months. Payments will automatically be reduced. Offer ends 9/30/2022.

Personal Loans – Any Purpose, Any Reason

Whether you’re consolidating debt, taking a vacation, redecorating, paying an unexpected expense, or anything in between, Eagle Federal has the best personal loan rates and terms.


  • Low competitive rates
  • Loans from $500 to $20,000
  • No collateral needed
  • Repayment terms up to 6 years
  • Flexible payment options – pay monthly, bi-weekly or semi-monthly
  • Simple interest loans with no prepayment penalties
  • Debt protection coverage is available
  • Apply online, by phone or in person

Apply Online     Calculators

Personal Loan Rates

TermAPR¹ as low asPer $1,000 Borrowed²
(Maximum Term)
00-24 months9.00%$48.76
25-60 months11.00%$25.17
61-72 months12.00%$23.14

1APR is Annual Percentage Rate. Loan rates will be adjusted based on individual credit profiles. Contact a loan officer for specific rates and terms. Rates are subject to change without notice.
2Monthly payments quoted include the purchase of Debt Protection (many options and prices available)